Inner Mongolia to establish urban and rural pastoral areas, residents of social old-age insurance system
In order to further improve the Inner Mongolia, the social security system, improve the pension insurance system, the actual local, Inner Mongolia, the decision of the social old-age insurance for urban residents and the new rural and pastoral areas of social endowment insurance (hereinafter referred to as a new farmer's insurance) implementation of the merger, and the establishment of urban and rural pastoral areas, residents and social pension insurance system (hereinafter referred to as urban and rural residents, old-age insurance), November 25, the General Office of the People's Government of Inner Mongolia Autonomous Region made the implementation of views "on the towns and rural and pastoral areas of residents' social endowment insurance pilot to provide 16 years of age (not included in the school), did not participate in the basic old-age insurance for urban workers, urban non practitioners residents of rural and pastoral areas, residents can be found in the domicile voluntary insurance.
At present, the pilot of the start on July 1 this year endowment insurance of urban and rural residents in Inner Mongolia, the scope has been carried out on the basis of the new agricultural insurance pilot areas, expanded to 61 counties (cities, districts), the 2012 basic rural and urban residents pension full coverage of the insurance system. The establishment of the pension insurance system for urban and rural residents from the reality of urban and rural residents, low-level start, funding criteria and standards for the treatment and economic development and the capacity to adapt.
The fund-raising: the urban and rural old-age insurance funds mainly from individual contributions and government subsidies constitute, encourage rural and pastoral areas Gacha village collective, and other economic organizations, social organizations and individuals to pay for the insured person to provide funding. Individual contributions: the insured person is required to pay pension premiums, annual payment standards are divided into 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1,000 yuan 10 grades, according to the actual situation around may appropriate additional pay grade, the insured person to choose the grade pay, pay more for much. Government subsidies: government payment of the insured and receive the basic pension subsidies, were included in the budgets at all levels. Implementation of fee subsidy for the insured person: the payment amount of 100 yuan subsidy standard of 30 yuan, increased by one payment per grade, increasing subsidies of $ 5, a maximum subsidy of 75 yuan; on the severely disabled, urban and rural low households by the government standard of 100 yuan for payment of pension premiums, allowing individuals to increase pay, payment of a fee in accordance with the appropriate grade to enjoy payment subsidies. Insurance payment subsidies, the Government's payment of part of the autonomous regions to improve the basic pension, autonomous regions and all levels of financial burden. Autonomous regions and the principle of the burden of the region's total subsidy of 50%, Union City, at least the burden of 25%, and the rest is borne by the counties (cities, districts). Regional subsidies in accordance with the financial situation of the Union City is divided into three categories of focus: a class of regional subsidies by 40% tilt to the difficult areas, types of area subsidies by 50 percent, three types of regional subsidies by 60%. On the basis of the above criteria, Union City, counties (cities, districts) according to the financial situation of an appropriate increase in subsidy standards, to raise part by the local financial burden.
Inner Mongolia will be based on economic development and urban-rural income growth, adjust the pay grade and subsidy standards.
Personal Account: co-ordinating regional social insurance agencies in accordance with national regulations for the insured to establish a lifelong record of urban and rural residents, pension insurance personal accounts, individual contributions, government subsidies and other sources of fee assistance, all credited to individual accounts, are denoted accounts, individual account the total amount of Zanan the People's Bank of China announced financial institutions yuan a year deposit rate of interest-bearing; area where overall planning of the insured person transfer of pension insurance relationship of the urban and rural residents, personal account funds transfer all personal accounts funds can only pension for old age, the insured person shall not be paid in advance or used for other purposes; the insured person dies, the balance of funds in personal accounts, in addition to government subsidies, can legally inherit; the balance of government subsidies to continue to pay the other parameters guarantor of pension.
Pensions: pensions by the basic pension and individual accounts pension payment for life, Inner Mongolia, according to relevant state regulations and regional economic development and price changes, adjust the region's urban and rural old-age insurance basic pension, the minimum criteria. 60: The basic pension per person per month (the central financial subsidy of 55 yuan, autonomous regions and a subsidy of 5 yuan), and on this basis, the age of 70 to 79 years of age plus 10 yuan, at least 80 years of age and over plus 20 yuan, the insured person to select $ 200 and above grade and cumulative payment over 15 years, each overpayment, the basic pension is increased by 2; individual account pension months all the stored amount of standards for personal accounts divided by 139 (and the existing workers' basic pension insurance personal accounts pension calculated and paid the same coefficient).
Receive treatment conditions: the insured person reaches 60 years of age, receive a monthly pension, the implementation of the pension insurance system for urban and rural residents, has 60 years of age, did not enjoy the basic old-age insurance, pension benefits of the new farmer's insurance, as well as other state regulations need not pay to receive a monthly basic pension; away to receive the age of 15 years be payment can also be overdue, but the cumulative contribution years over 15 years, to repay part of enjoying government subsidies; distance to receive more than 15 years of age, should be annual payment, the total contribution years not less than 15 years.
(Compiled and distributed: the Inner Mongolia Department of Finance Information Center: Inner Mongolia, China website)