Shanghai Banking Shanghai shipping center building an innovative
According to the State Council on the promotion of Shanghai accelerate the development of modern service industry and advanced manufacturing construction of an international financial center and an international shipping center opinions "The overall objective of the construction of Shanghai international shipping center is: the shipping resources in 2020, was basically completed a high concentration of shipping services functioning, the shipping market environment is excellent, modern and efficient logistics services, with an international shipping center of the global shipping resources allocation capability. This goal, Shanghai Banking gradually establish a shipping finance organization, and financing in the port, ship and aircraft mortgages, shipping, capital settlement, trade financing and other areas to try and innovation.
At the end of 2011, the total shipping credit of 196.139 billion yuan, the total number of customers for 1141, an increase of 46.85 percent, the loans amounted to 64.032 billion yuan. The shipping industry is divided into means of water transport, ports and waterway facilities, shipping, logistics and warehousing, shipbuilding, shipping logistics and warehousing of the largest credit amount, to 71.321 billion yuan, accounting for 36.36%.
Port financing innovations
The number of banks have been established a special department to support the shipping finance. Bank of Communications will be in the boat, the sea, on the Hong Kong shipping companies as straight to customers and to maintain focus, to take advantage of international, integrated, and the lead in coordinating the domestic branches and overseas branches, as well as lease with Bank of Bank of Guoxin, delivery cooperation between the silver international subsidiaries, the use of the advantages of the headquarters in Shanghai, the establishment of a shipping finance department and the development of straight pipe client list and docking shipping headquarters enterprises, improve the quality and efficiency of services.
Bank of Communications Shanghai Branch to participate in the construction of the integrated service platform of the Shanghai Free Trade Zone financing lease - finance help loan sub-platform, the SPV company registered in the Free Trade Zone, shipping enterprises to provide financing services to attract shipping companies to the registration of fully protected areas, and the other three participating banks to form a syndicated initiative to provide financing, leasing and other services; Shanghai combination of Hong Kong Management Commission Office of Pudong New Area, the shipping service office signed a strategic cooperation framework agreement to jointly promote the shipping finance construction research innovative ship financing way, expand the shipping financial services object timely adjustments to the financing concessions for small and medium-sized shipping companies, to broaden the financing channels of the port and shipping enterprises. Shanghai Pudong Development Bank also set up a shipping finance department. The unit of the Shanghai Branch of China Construction Bank and the Shanghai International Shipping Research Center, International Far Eastern Leasing, GF Futures companies co-sponsored the formation of the Shanghai International Shipping Research Center, Institute of Shipping Finance, and set up task teams of the accompanying shipping business team .
Bank of Communications launched the business of the "berths lease", to the berths, the port company has put into operation of hydraulic structures of the leased property, to take the mode of sale-leaseback, the sale of these assets to the finance leasing company and then lease back from the finance leasing company to continue to use. This mode, the port company does not affect the terminal operator, make an inventory of fixed assets to obtain funds to meet the follow-up project construction and the needs for liquidity. The business in the leased property, the choice to break past the limitations of port machinery and equipment, accounting for a large marina properties as the subject matter, to broaden the financing channels of the port company.
Bank of Shanghai launched the integration of the foreign currency pricing mechanism, to offer an acceptable loss of part of the business, and increase the financing of the foreign currency support, relying on a specialized profit transfer and coordination mechanisms, and actively promote foreign joint development of port financing. Shanghai Pudong Development Bank Shanghai Branch, pay close attention to the financial services needs of port customers, and actively explore various forms of financial support, including the green port, port and third-party supervision to enhance the core competitiveness of the port.
Ship and aircraft financing innovation
Bank of Communications, the operator of the ship leasing, ship prepaid cross border financing, aircraft, offshore SPV lease to carry out innovation. Aircraft offshore SPV lease to help customers solve the problem of low-cost financing, improve the market competitiveness of aviation enterprises. Ship operating lease rentals do not cover the full value of the ship, is a full-sheet financing, to provide customers with a more flexible financing arrangements.
Shanghai Pudong Development Bank's ship financing business, as collateral from the operation of ships, ship operating income to cash flow as a source of repayment of long-term loans, and promote domestic shipping enterprises to expand their transport capacity, and ship financing assets for long-term process of management.
ICBC Shanghai branch registered in the bonded area of the SPV to provide ship financing, innovation in the financing channels to solve the financing needs of the SPV, registered in the bonded ship cleared the corporate financing obstacles, to attract more business registration to the bonded area. $ 32.5 million in lease payments receivable factoring arrangements for the lease (Tianjin) Co., Ltd., and Shanghai.
Is a letter bank in terms of aircraft mortgages innovative attempt. Since the transfer of the aircraft with the use of funds needs to the time difference between the bank to control risk and meet customer point of view of the section needs, the design of third-party funding regulatory scheme, equity pledge and guarantee programs, and financial advisory services to provide customers with to assist the customer rational planning aircraft transfer process and the mortgage process, and control the risk of loans.
Bank of lease to play the advantage of comprehensive Free Trade Zone of Shanghai SPV (project company) platform, and vigorously promote the company aircraft, the development of ship leasing, finance leasing and operating leasing of the machines ship made substantial breakthrough has successfully implemented the Zhejiang property Trade chemical tanker finance leases, China Southern Airlines Airbus A320 aircraft operating leases, Shanghai Jinjiang Shipping container ship operating leases SPV leased item. As of the end of 2011, the SPV company of fully protected areas in Shanghai has reached 4, the balance of assets of 653 million yuan, comprehensive coverage of the machine ship finance leases and operating leases by enriched varieties of local boat rental business in the Shanghai area. The end of the year, the Bank of lease signed with the China Commercial Aircraft 30 C919 aircraft to start the user agreement, directly to the airlines operating lease aircraft lay the foundation for the future.
CMB lease launch of the "flag of convenience vessel leasing, domestic bonded SPV to carry out a flag of convenience vessel leasing business. Flag of convenience vessel leasing business involved in the transaction structure, legal structure, as well as fund-raising much more complicated than the Chinese flag ship leasing. March 2011 and August, the leasing of the CMB to complete the initial operation through the Free Trade Zone SPV flag of convenience ship finance leases and operating leases project contract was signed, then put in 530 million yuan business to the domestic bonded SPV as a carrier. outside of the lessee to meet the requirements on the flag, the lessee outside the enterprise, rents denominated in U.S. dollars, bareboat registered in the offshore.
Innovation of shipping fund settlement
All commercial banks, and promote the development of maritime economy through innovative means of settlement. Bank of Communications actively promote domestic and foreign Jinchi project of the domestic aviation enterprises, help enterprises to improve capital efficiency and reduce the cost of the use of funds, launched a ship trading in the financial regulatory services for buyers and sellers in the transaction process to facilitate second-hand boat, open an offshore condominium account and general accounts, financial supervision, and the final financial settlement services. "Flags of convenience second-hand ship trading and settlement to help buyers and sellers to effectively avoid transaction risk, and promote the smooth conduct of the ship sale and purchase transactions, precipitation and settlement of funds for banks, improve the product line of shipping finance, providing customers with value-added services.
Bank of Shanghai commodity funds supervision platform to complete the development and switch on the line. Spot trading capital as capital regulation line, stored commodities trader in the trading market or margin for forward transactions, the liquidation of funds and the flow of control in accordance with the parties to the prior agreement of the program, including into gold as a dealer and market liquidation , gold and other services to provide a full range of financial services to the business of investment and financing from the balance sheet channel, supervision and control of funds.
Minsheng Bank, Shanghai Branch to join hands Shanghai Customs launched the innovative business bank guarantee of customs clearance, with Minsheng Bank's own credit guarantee system, customs operations, systems and business aspects of innovation, open up the channels of the first put the sign "fast track provide value-added services, import trade enterprises in the tariffs paid links.
All commercial banks through innovative support shipping pricing mechanism. Joint Shanghai, Shanghai Pudong Development Bank Shanghai Branch liquidation, the Baltic Exchange, as well as shipping agent club developed "RMB FFA (forward freight agreements)" brokered by the domestic registration FFA broker Baltic index series and tariff assessment settlement basis by the Shanghai liquidation liquidation, the yuan-denominated settlement of shipping and financial derivatives. The first time, the yuan-denominated settlement FFA products, domestic enterprises can directly participate in, to meet the uncertainties of the international shipping market, hedging and investment needs.
Bank of China Shanghai Branch of innovation and introduction of shipping freight transactions - shares to depository business "shares to Depository System and Exchange docking, as a dealer margin third-party depository service; shipping industry launched a comprehensive service program , including the operations of the shipping industries and enterprises, account management, billing services, capital financing, investment and financing, electronic banking and other corporate financial services package, comprehensive, diversified service.
Shanghai branch of Bank of Nanjing shipping freight trading capital depository services "to accept the shipping freight exchanges and their customers (dealers) transfer instructions, handle customers shipping freight transaction settlement funds transfer and settlement business.
Trade financing innovation
Trade finance is matched with the construction of an international shipping center, financial services, commercial banks traditional business areas. The new optimization services in all commercial banks in Shanghai, launched the e-supply chain financing services, self-liquidating trade finance business and streamline processes, improve service efficiency, enhance service levels.
Bank of the development of supply chain electronic platform and commodity financing, receivables pool financing, online banking receivable / payable accounts receivable information management, systematic.
Shanghai Pudong Development Bank: First, complete the pilot system to build self-liquidating trade finance business, forming a pilot self-liquidating trade finance business, requirements and principles of innovation and self-liquidating trade finance business. Is an innovative B2B finance business, customer demand for revolving credit fast online finance services, and improve the core competitiveness of the field of electronic commerce. The third is to initially build a supply chain e-finance platform, through online services to connect with third-party electronic trading platform, the whole process of trade finance. Fourth, the institutionalization of trade financing innovation cases, the introduction of the order financing, financing of receivables pool, automotive supply chain, financial network dealer financing and other management practices to meet the financing needs of individual customers. In July 2011, the bank issued on pilot-test a self-liquidating trade finance business, which in the seven branches of the pilot within the innovative pilot. Systematic innovation, self-liquidating trade finance business rating and credit approach is different from the traditional credit model under borrowing the main credit rating and credit mode, multiple risk management and control model, marketing model and business model innovation.
Bank of Shanghai for the development of trade enterprises innovative financial services, independent development on the lines of supply chain finance business management system to achieve the trade finance business of the whole process of standard electronic operations management, data exchange to achieve the amount of accounts, business information of integration and real-time updates to reduce operational risk and cost, key support for all kinds of car dealer financing, a number of high-quality electrical distributors advance payment financing, high-quality business lease payments receivable financing business, and promote domestic trade finance business line to achieve the volume of business doubled.
ICBC Shanghai Branch freight financing products enable service areas from the trade in goods under the Trade in Services (under the non-trade) financing an extension of the shipping enterprises not only solve the funding gap, and the products compared with the previous general working capital loans, can further reduce the cost of corporate finance.
Construction Bank Shanghai Branch "quality tickets for trade financing products, expansion of the original trade finance guarantee, and provide more choices to customers for the corresponding operations, and participation in bank credit, but also enhanced the risk of the bank trade finance control capabilities with the introduction of the lease payments receivable factoring business, bringing areas of traditional trade finance, factoring business to the leasing industry, leasing companies to provide factoring business. This is the expansion of the traditional factoring business content, expanding the scope of application of factoring bank factoring business has a new growth point.
In the area of trade financing, the Bank of China Shanghai Branch introduced five innovative products, innovative supply chain financing.
Zheshang Bank Shanghai Branch launched the electronic bank drafts, A / R pledged under the supplier votes Paul posted Commercial Commercial Bank, non-recourse factoring, the Department of Fortis and imports paid on behalf of six product innovation. Product innovation, enhance customer accounts receivable back to reduce the cost of customer billing, the amount of customer financing and provide a variety of financing products to downstream customers, as well as import and export trade customers to core customers.
Bank of Tianjin, Shanghai Branch head office "gold chain" trade finance products, service solutions, trade finance products to provide a full range of domestic and foreign trade, domestic and foreign investment, involves five integrated service solutions: the financing chain of factoring, import trade chain , domestic trade chain, guarantee financing Chain, ECIC financing chain, involving 15 specific products, product portfolio to provide customers with the whole process of trade finance services for different customer needs.
Shanghai Branch of Bank of Dalian to create a "1 + N" or "M +1 + N" financial service model to the core enterprise basis, will be closed to operate and monitor the entire process, and the introduction of new core businesses, logistics and the monitoring of risk control variables different nodes of the supply chain to provide a closed credit support and other settlement, financial management and other financial services.